After 10 years with my company, I am ready for a change. However, I have a wife and two small kids and I don't want to have us be without insurance for a 3-6 month provisional period.
In your experience, how difficult is it to negotiate for insurance starting on day 1 with a new employer? I honestly have no idea if it's relatively easy or impossible. Note: my current title is Communications Director and I'll be looking for something similar or technical writing.
this has been with larger companies though
EVERYTHING
EVERYTHING
Also, why leave your job before you find the new job?
That doesn't seem prudent
So it really depends on the company you go to. Though I would think most mid to large companies offer coverage on your first day. The company I left also offered coverage on your first day of employment. I would just ask about that during the recruitment process.
Negotiating it will NOT happen. Waiting periods must be the same for all employees (or a defined class of employees) or else it could be considered discriminatory.
Source: I'm an employee benefits consultant
Also, why leave your job before you find the new job?
That doesn't seem prudent
Definitely not looking to leave before finding the right position
it has always been available from day 1.
Is this waiting period common?
Worst I have had is maybe 30 days before they find my name on the plan, but everything is retro to my start date and any claims get resubmitted.
Not being a dick, just not familiar with provisionary periods or waiting periods.
I am a financial advisor and sell insurance so maybe my business is different with the waiting period but most of my jobs have been the 30 day wait
once I got married and had kids I couldn't go 90 days without insurance. other things being equal (or close to it) it might even heavily influence my job choice.
Good Luck