I had never had McDonald's breakfast before, and today seemed like the opportune time to give Apple Pay a shot. FWIW, I got a McGriddle. It tasted like a heart attack, but man was it good.
It was a pretty surreal experience, and it was completely seamless. Pulled my phone out, selected the credit card I wanted to use, and boom. Done. Worked exactly as advertised. One thing about Apple, they (usually) nail these things the first time around. Kudos to them.
Has anyone else tried Apple Pay yet?
Getting access to your phone can lose more than just your saved CC info. The worst that can happen if someone steals my wallet is that they use my CC for a purchase and aren't ID'd. I can also cancel that card or void any charges that weren't mine so I don't see the risk being equal at all.
And if you want to call it equal, I highly doubt most people will forego their wallet meaning there's 2 ways to now steal from someone.
Getting access to your phone can lose more than just your saved CC info. The worst that can happen if someone steals my wallet is that they use my CC for a purchase and aren't ID'd. I can also cancel that card or void any charges that weren't mine so I don't see the risk being equal at all.
And if you want to call it equal, I highly doubt most people will forego their wallet meaning there's 2 ways to now steal from someone.
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In comment 11934036 ballanda said:
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-Apple Drivers License
-Apple PBA card
-Apple $20 bills
-Apple key card for work
-Apple health insurance cards
and I can stop carrying my wallet. whoopee!
And your information will all be super secure with Apple! Because there are never any data breaches or design flaws with Apple... NEVER
It's not a design flaw, it's a feature. Only Droidiots use their phones to actually call people.
"Just avoid holding it that way".
- Steve Jobs
Batman likes to switch teams. This should come as no surprise if you're familiar with his NBA fandom. :)
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Android was first and failed. The good news for Android users is that Apple making this mainstream will allow them to use it now, too.
... Except it didn't fail.... The NFC payment stations have been at most chain retailers for over a year. I've been using it for over a year off and on.
Look I'll credit Apple for innovating when they innovate, but they didn't do shit here except copy a well established Android feature and market it better. Its really pretty absurd.
It's not well established. Not by any stretch. I guess the difference is in whether you admire being the first guy to check a checkbox on a feature list or admire the guy who delivers a feature set that works well, is heavily adopted and rolls it out with a crap ton of business partners. I work in the technology business. Delivering features is easy. Making them something people will want to use is not. Execution is hard. Just ask Google, who hasn't been commercially successful in anything not related to search where they still remain completely dominant.
This system helps to substantially reduce the risk at the largest current source of card fraud and theft - merchant databases.
lol... I thought you said you worked in technology?
But hey, I mean Apple is the one company that can strongarm businesses into using NFC pay. More people will offer it now, but it's not like this functionality is super new.
I'm not a paranoid person by any means, but giving into the man in this fashion seems like an odd choice that I will give a lot more time before considering.
The credit card isn't stored on the phone. It tokenizes the card, so you can lose your phone and not need to replace your credit card.
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Google, who hasn't been commercially successful in anything not related to search
lol... I thought you said you worked in technology?
90+% Ads. That's what they've always been.
This system helps to substantially reduce the risk at the largest current source of card fraud and theft - merchant databases.
Does Apple store the card information in a database? I'm assuming they do but I could be wrong, you seem to know how this works.
If that is correct the security advantage is that you rely on Apple to keep data secure instead of multiple businesses.
Does android have finger print ID?
I never really got the vitriol from "android fanboys" (I guess you could call me one) towards iPhone users. I like Apple products a lot and have used Macbooks and Mac Pros since 2004, so I have no beef with Apple really.
I just think iOS doesn't have as many capabilities and customization features as Android.
If you just want your phone to work and don't feel like customizing it or tweaking it to your liking, get an iPhone by all means.
If you like to get into your technology and really make it your own, Android is the way to go.
I think the one thing that gets us "android geeks" is when people try to tell us you can do more with an iPhone, or that it has the same amount of capabilities as an Android phone, cause it's just factually wrong.
My friend's company has a biometric hand payment system that literally takes .5 seconds, and lets you track your receipts and purchases off your phone. THAT is the future -- reading your vascular system beneath your hand. That's as secure as it gets.
They asked me to go work for them but they couldn't offer much of a base, so I had to pass for now... but I think it's going to be pretty massive. Check it out:
Biyo - ( New Window )
I hope it has some sort of ticket checking system like kerberos so no one can manipulate purchases without even getting the credit card information but obtaining the encrypted/decrypted token.
For the IT guys that have been following this closely, does it have a ticket granting system like kerberos?
I am pretty sure I read somewhere that once the token is used to pay for your good the token is self-destructs (used only once) so it does not link back to the user and can not be manipulated again.
But I am just making assumptions. I work in a different domain of security, and unfortunately haven't followed Apples NFC. If it's anything like Apples Two-Way authentication debacle and mitigation tactics to brute-force, I would be scared too.
if you want to macdonalds and gave the person your credit card
all they would have to do is make an excuse go into back for 1 minute write down your credit card ,exp date and secure number off the back and they have stolen your card.
US credit card are the least secure in the world
most have moved onto chip on card
but Apple pay is more secure than even chip on card.
Right. And once you notice unauthorized charges on your account I'm sure you won't remember the McDonald's worker who took your card in the back room for a minute.
Criminal mastermind stuff right there folks. A regular Michael Corleone.
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time and Android geeks will be so fucking pissed. And I think only about 25% of android geeks have the kitkat and can even think of using it. That number will be far higher for Apple.
Does android have finger print ID?
why would people get pissed if apple forces more businesses to offer NFC pay? you think its going to be an either/or thing?
I never really got the vitriol from "android fanboys" (I guess you could call me one) towards iPhone users. I like Apple products a lot and have used Macbooks and Mac Pros since 2004, so I have no beef with Apple really.
I just think iOS doesn't have as many capabilities and customization features as Android.
If you just want your phone to work and don't feel like customizing it or tweaking it to your liking, get an iPhone by all means.
If you like to get into your technology and really make it your own, Android is the way to go.
I think the one thing that gets us "android geeks" is when people try to tell us you can do more with an iPhone, or that it has the same amount of capabilities as an Android phone, cause it's just factually wrong.
Most people don't care about customization or quirky features they have no actual use for on a daily basis. That's all it comes down to. iPhones are more practical and easier for most people, thus, more "popular", which I guess apparently rubs Android users the wrong way for whatever reason because every time an Apple thread pops up, there they are. It's like this weird cell phone inferiority complex. Like "ours is just as good! I swear! We did it first!"
Who cares, man.
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according to this
http://www.techshout.com/features/2012/02/best-fingerprint-lock-apps-for-android/
lol. the first one in that list appears to be a legit finger print lock for a phone called Motorola Atrix, of which I've never heard. The rest are faux fingerprint reading apps. But, sure. Android had it first! :)
...? Yes, Android did have it first. You literally stated they had that functionality in your post.
This is the type of shit I was referencing in one of my previous posts.
If you like iOS and the Apple System it's all good, but please don't sit here and try and act like they are on the forefront of what's technologically possible.
If you just want your phone to work and don't feel like customizing it or tweaking it to your liking, get an iPhone by all means.
Make sure not to install any OS updates as well.
Did you pay for your Ravens jersey with your Android?
Ok, now you are saying something different. are you saying they have not had commercial success outside of search, or are you saying most of their revenue comes from ads?
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This system helps to substantially reduce the risk at the largest current source of card fraud and theft - merchant databases.
Does Apple store the card information in a database? I'm assuming they do but I could be wrong, you seem to know how this works.
If that is correct the security advantage is that you rely on Apple to keep data secure instead of multiple businesses.
No, Apple does not store your card information as part of this process. Your card data is stored in your phone and at the payment processors only.
This.
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since 2011. Good thread, though. Nope.
Did you pay for your Ravens jersey with your Android?
I DID!! It's such a nice Jersey. I fucking love it.
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In comment 11933965 BeerFridge said:
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time and Android geeks will be so fucking pissed. And I think only about 25% of android geeks have the kitkat and can even think of using it. That number will be far higher for Apple.
Does android have finger print ID?
why would people get pissed if apple forces more businesses to offer NFC pay? you think its going to be an either/or thing?
I never really got the vitriol from "android fanboys" (I guess you could call me one) towards iPhone users. I like Apple products a lot and have used Macbooks and Mac Pros since 2004, so I have no beef with Apple really.
I just think iOS doesn't have as many capabilities and customization features as Android.
If you just want your phone to work and don't feel like customizing it or tweaking it to your liking, get an iPhone by all means.
If you like to get into your technology and really make it your own, Android is the way to go.
I think the one thing that gets us "android geeks" is when people try to tell us you can do more with an iPhone, or that it has the same amount of capabilities as an Android phone, cause it's just factually wrong.
Most people don't care about customization or quirky features they have no actual use for on a daily basis. That's all it comes down to. iPhones are more practical and easier for most people, thus, more "popular", which I guess apparently rubs Android users the wrong way for whatever reason because every time an Apple thread pops up, there they are. It's like this weird cell phone inferiority complex. Like "ours is just as good! I swear! We did it first!"
Who cares, man.
It's not cell phone inferiority, it's just funny people saying OMG TECHNOLOGY HAS COME SO FAR when this tech has been available for a while.
also, unless things have drastically changed, doesn't Android's market share % of the global cell phone market dwarf Apple's?
There's also the fact that Apple is a single hardware brand with it's own OS and marketing/brand image. Very different from Android which is more nebulous, being that it's merely an OS on a number of different devices.
Samsung is advertising for the Galaxy, and HTC for the One. They aren't advertising for Android.
Apple advertises for both iOS and their phone. I think this also helps explain why they seem to be more prevalent in the US.
If I'm getting a phone for someone who isn't tech savvy or is elder, I'm likely getting them an iPhone. If it's someone around my age (25) who is reasonably tech savvy, I can't understand why they'd go for an iPhone unless they really loved the iOS/Apple ecosystem.
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In comment 11934173 GMENGianni said:
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since 2011. Good thread, though. Nope.
Did you pay for your Ravens jersey with your Android?
I DID!! It's such a nice Jersey. I fucking love it.
Nice! Can't do that with an iPhone!
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i'll cancel my cards if my wallet gets stolen. Can't do the same with phones. I don't see how its "safer" unless you can guarantee my data isn't being leaked somehow.
I'm not a paranoid person by any means, but giving into the man in this fashion seems like an odd choice that I will give a lot more time before considering.
The credit card isn't stored on the phone. It tokenizes the card, so you can lose your phone and not need to replace your credit card.
The NFC transmission can be intercepted - same as with any of the other already existing similar technologies/apps that existed before this.
And what does being first mean? This really isn't a race to be first for Apple.
Apple didn't have the first phone, first music player, first computer, first tablet, etc.
they're a marketing machine with a world full of people just gobbling up whatever they're selling.
Heck, they got some dude who had never been to McDonalds for breakfast in his entire 20+ year life (guess) to go to McDonalds.
That is groundbreaking. Not the Jordan, Magic or Larry Bird commercials, not the you deserve a break today, not I'm lovin in, not the catchy fillet of fish commercials, it's to use his apple ipay.
Jk
As consistent as Ruben Randle is in punt returns!
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wasn't it the exact opposite not long ago? He used to come on threads asking for advice for Android phones and say "iPhone 5".
Batman likes to switch teams. This should come as no surprise if you're familiar with his NBA fandom. :)
I need help picking a team for this season..
JK! :)
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In comment 11934160 Sonic Youth said:
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In comment 11933965 BeerFridge said:
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time and Android geeks will be so fucking pissed. And I think only about 25% of android geeks have the kitkat and can even think of using it. That number will be far higher for Apple.
Does android have finger print ID?
why would people get pissed if apple forces more businesses to offer NFC pay? you think its going to be an either/or thing?
I never really got the vitriol from "android fanboys" (I guess you could call me one) towards iPhone users. I like Apple products a lot and have used Macbooks and Mac Pros since 2004, so I have no beef with Apple really.
I just think iOS doesn't have as many capabilities and customization features as Android.
If you just want your phone to work and don't feel like customizing it or tweaking it to your liking, get an iPhone by all means.
If you like to get into your technology and really make it your own, Android is the way to go.
I think the one thing that gets us "android geeks" is when people try to tell us you can do more with an iPhone, or that it has the same amount of capabilities as an Android phone, cause it's just factually wrong.
Most people don't care about customization or quirky features they have no actual use for on a daily basis. That's all it comes down to. iPhones are more practical and easier for most people, thus, more "popular", which I guess apparently rubs Android users the wrong way for whatever reason because every time an Apple thread pops up, there they are. It's like this weird cell phone inferiority complex. Like "ours is just as good! I swear! We did it first!"
Who cares, man.
It's not cell phone inferiority, it's just funny people saying OMG TECHNOLOGY HAS COME SO FAR when this tech has been available for a while.
also, unless things have drastically changed, doesn't Android's market share % of the global cell phone market dwarf Apple's?
There's also the fact that Apple is a single hardware brand with it's own OS and marketing/brand image. Very different from Android which is more nebulous, being that it's merely an OS on a number of different devices.
Samsung is advertising for the Galaxy, and HTC for the One. They aren't advertising for Android.
Apple advertises for both iOS and their phone. I think this also helps explain why they seem to be more prevalent in the US.
If I'm getting a phone for someone who isn't tech savvy or is elder, I'm likely getting them an iPhone. If it's someone around my age (25) who is reasonably tech savvy, I can't understand why they'd go for an iPhone unless they really loved the iOS/Apple ecosystem.
It's 100% a weird inferiority thing. Because no one ever makes a big deal out of these features when Android releases them (because quite frankly, no one outside of Android users care.) When Apple does it, it's a big deal because people actually notice. Android fans don't like that. Hence, their annoying, gnat like presence on every Apple related thread.
My friend's company has a biometric hand payment system that literally takes .5 seconds, and lets you track your receipts and purchases off your phone. THAT is the future -- reading your vascular system beneath your hand. That's as secure as it gets.
Agreed. And that is fucking cool and much more useful in the grand scheme of things.
It's also funny to say Google hasn't been successful outside of anything except search, as if their search functionality hasn't literally changed the world. On top of that, maybe I didn't realize Android was a failure, like the Windows phone?
On a separate note, I kind of lament the fact that I've been forced into an ecosystem during this whole battle between Android and Apple. I went with Android mostly because I've used a lot of Google's other services (Gmail, Drive, Keep, Maps). It seems Google has made Gmail the centerpiece of their ecosystem, or at least the impetus for people to buy into their ecosystem as opposed to others, while Apple made it iTunes.
I need help picking a team for this season..
JK! :)
As long as you're on the subject ...if you're going to ditch teams and then become a fan of a different one, why the hell would you pick the Nets? I mean Cavs, Spurs, Clippers, Thunder. I would list for you the endless ways this team has made me want to gouge my eyes out over the years, but then I'd want to gouge my eyes out. Did you know, for instance, the draft pick traded for Gerald Wallace was used to select Damian Lillard?
I suppose you probably won't be with us long, anyway.
It's 100% a weird inferiority thing. Because no one ever makes a big deal out of these features when Android releases them (because quite frankly, no one outside of Android users care.) When Apple does it, it's a big deal because people actually notice. Android fans don't like that. Hence, their annoying, gnat like presence on every Apple related thread.
Maybe you're projecting, but I kind of scoff at people who are like "OMGGGzzzz so revolutionary phone payments".
Don't see why or who gives a shit if other people are late on technology.
Plus, you say that nobody gives a shit about Android features when they're released except for Android users. Who gives a shit about iPhone features when they're released except iPhone users? And more importantly, who gives a shit who gives a shit?
Maybe you're right. Using an analogy that works in your favor, did you give a shit that other people would listen to ATDI and just hear noise and some howling? Did you resent popular music of the late 00s because of it? When I was 13 I did. If you did as well and understand that sentiment, it's probably the same mechanism at work. However, these are adults talking about phones, as opposed to teenagers with music, so I don't think it's an apples to apples comparison (lol pun).
Like I said, the stupid thing is when people try and act like Apple is pushing the boundaries of technology. They aren't, and haven't since the iPad.
That isn't there strength anyway. They find ways to make technology accessible to the average consumer. So of course people who are more tech savvy and tech oriented aren't going to be enamored by their devices.
because of that they left that door open a crack for the google's of the world to stick around and a crack is all they need.
some people forget apple was practically circling the drain in the mi-90's and the man who saved them (anecdotally at least) Bill Gates.
It's also funny to say Google hasn't been successful outside of anything except search, as if their search functionality hasn't literally changed the world. On top of that, maybe I didn't realize Android was a failure, like the Windows phone?
On a separate note, I kind of lament the fact that I've been forced into an ecosystem during this whole battle between Android and Apple. I went with Android mostly because I've used a lot of Google's other services (Gmail, Drive, Keep, Maps). It seems Google has made Gmail the centerpiece of their ecosystem, or at least the impetus for people to buy into their ecosystem as opposed to others, while Apple made it iTunes.
I love, love google. I don't hate them at all. I've been a gmail user for a long, long time. The number one and two things I do on my iPhone that aren't texting and talking is check my gmail and use google search. They rightly dominate search and yes, you're right they've changed the world. But, if you think that the reason that Apple Pay will be a success where Google NFC hasn't taken off is just "marketing magic" then you are fooling yourself. The folks who come on this thread and say, 'welcome to 2011' are totally missing the point.
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I need help picking a team for this season..
JK! :)
As long as you're on the subject ...if you're going to ditch teams and then become a fan of a different one, why the hell would you pick the Nets? I mean Cavs, Spurs, Clippers, Thunder. I would list for you the endless ways this team has made me want to gouge my eyes out over the years, but then I'd want to gouge my eyes out. Did you know, for instance, the draft pick traded for Gerald Wallace was used to select Damian Lillard?
I suppose you probably won't be with us long, anyway.
I'm sorry Overseer, I just gouged my eyes out.
No but I wanted to be a fan of a NY team and with the Nets move to Brooklyn it became an easy choice, plus my brother had season tix for the first year. I'm here to stay!
Right, but without the apps, what is the iPhone? It's a blackberry.
It's nothing. their proprietary music software, not being able to change your battery, and changing charging technology every phone version are the three biggest complaints most consumers have.
I use Amazon music player on my iPhone and I like it so much more than iTunes.
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WTF is your deal? Who really gives a shit? I've never seen someone hate GOOGLE of all companies so much.
It's also funny to say Google hasn't been successful outside of anything except search, as if their search functionality hasn't literally changed the world. On top of that, maybe I didn't realize Android was a failure, like the Windows phone?
On a separate note, I kind of lament the fact that I've been forced into an ecosystem during this whole battle between Android and Apple. I went with Android mostly because I've used a lot of Google's other services (Gmail, Drive, Keep, Maps). It seems Google has made Gmail the centerpiece of their ecosystem, or at least the impetus for people to buy into their ecosystem as opposed to others, while Apple made it iTunes.
I love, love google. I don't hate them at all. I've been a gmail user for a long, long time. The number one and two things I do on my iPhone that aren't texting and talking is check my gmail and use google search. They rightly dominate search and yes, you're right they've changed the world. But, if you think that the reason that Apple Pay will be a success where Google NFC hasn't taken off is just "marketing magic" then you are fooling yourself. The folks who come on this thread and say, 'welcome to 2011' are totally missing the point.
So what is the point? I mean you're touting shit like a fingerprint scanner which Android has had for a while, it makes you come off like you're trying to claim that Apple is really pushing the technological envelope.
They really aren't, and never were about that. They're about making technology easy for the end consumer.
I said in my previous post that I've always used Macbooks and Mac Pro's, and I do it cause the OS is smooth and easy, and I don't need to tweak much on my computers. If you have that same desire when it comes to your phone, iPhones make complete sense.
But when people try to make the claim that Apple has more features than Android and is more powerful device, it's just silly, stupid, and wrong. It's not, it never really was, and it isn't even Apple's goal.
Anyway, if I recall correctly, the big issue with Google Wallet was something about where the payment actually came from (something along the lines of Google paying the vendors than collecting money from the bank acct, as opposed to having it come straight from your bank acct a la Venmo).
And let's not kid ourselves... Apple's ease of use (sometimes even idiotproof-ness) + marketing is why places are going to adopt Apple Pay.
When you have a company that has built a reputation as a sleek, sexy tech company for affluent people, do you really expect that to not carry weight in the adoption of something like Apple pay? and do you expect them not to leverage that reputation?
It really does seem Apple has been resting on their laurels since Jobs died. Like I said, since the iPad, they haven't come out with a true gamechanger.