mine just went up $200./mo. Im now paying $900./mo.for myself and wife, my company kicks in $300./mo to boot. So basically $1200. /mo. for 2 people. Sad.
Mine is up as well. My family plan deductible is now $10,000 (up from $5K pre ObamaCare), Monthly increase was only $60 though, co-pay for standard visits doubled.
Mean while...my ex in-laws claim much less income and have hardly any deductible with like a $5 copay. (Mine is $40 for standard visits) All Thanks to income based subsidies. Which I don't disagree with, but just doesn't seem right some how.
I'm paying almost $1350 and I haven't recieved our increase yet Â
the amount of out of pocket expenses i've racked up on routine exams the past 18 months are ridiculous. Never had this problem up until then. Absolutely hate this healthcare act.
Everyone was warned that Obamacare was a cost shift Â
from the workers to the people wanting entitlements.
As Companys shift more of the health care burden on workers, private medical insurance gets more expensive and wages stagnate....something is going to give.
Insurance was getting more expensive every year before OCare Â
those of us paying the nation's bills just keep getting billed more and more. God forbid the actual real problem gets addressed, though obviously Obamacare tried with making insurance companies take more people on. Of course, they just shift the burden to their actual good customers.
Employer healthcare plans generally go up 5-15% each year Â
no preapprovals for tests. Everyone takes it. I go for cosmetic surgery, they will probably pay for it. So you whiners keep on working to keep me covered
that Obamacare was sold on some big promises. You can keep your plan and your doctor - not true. You will save $2500 a year in premiums - laughably not true. So it was shoved through on Christmas Eve with every legislative trick in the book and many of the dem reps and Senators who voted for it lost their seats (good, IMO).
Meanwhile it has done nothing to rein in costs and they will keep going up. It's absurd to say this is working in any rational way.
no preapprovals for tests. Everyone takes it. I go for cosmetic surgery, they will probably pay for it. So you whiners keep on working to keep me covered
and why I am a lot more sympathetic to a one payer system than I was a few years back when I I had employer coverage. However, no matter what we do, cost is going to be a problem.
that Obamacare was sold on some big promises. You can keep your plan and your doctor - not true. You will save $2500 a year in premiums - laughably not true. So it was shoved through on Christmas Eve with every legislative trick in the book and many of the dem reps and Senators who voted for it lost their seats (good, IMO).
Meanwhile it has done nothing to rein in costs and they will keep going up. It's absurd to say this is working in any rational way.
Actually you could keep your plan and your doctor. The insurance companies lied to people and tricked them into giving up their grandfathered in plans which essentially covered nothing to begin with. Their is a class action lawsuit ongoing regarding this now. The truth shall set you free - ( New Window )
that Obamacare was sold on some big promises. You can keep your plan and your doctor - not true. You will save $2500 a year in premiums - laughably not true. So it was shoved through on Christmas Eve with every legislative trick in the book and many of the dem reps and Senators who voted for it lost their seats (good, IMO).
Meanwhile it has done nothing to rein in costs and they will keep going up. It's absurd to say this is working in any rational way.
It most certainly is working - THOUSANDS of people who previously didn't have coverage now have it, which will be good for the state of healthcare costs in the long run.
Is it pefect? Of course not. Is it working for everyone? Nope. Were the American sold some "exaggerations" on some of the items? Yup, just like every bill every passed.
But to say it's not working at all is just plain stupid...
that Obamacare was sold on some big promises. You can keep your plan and your doctor - not true. You will save $2500 a year in premiums - laughably not true. So it was shoved through on Christmas Eve with every legislative trick in the book and many of the dem reps and Senators who voted for it lost their seats (good, IMO).
Meanwhile it has done nothing to rein in costs and they will keep going up. It's absurd to say this is working in any rational way.
It most certainly is working - THOUSANDS of people who previously didn't have coverage now have it, which will be good for the state of healthcare costs in the long run.
Is it pefect? Of course not. Is it working for everyone? Nope. Were the American sold some "exaggerations" on some of the items? Yup, just like every bill every passed.
But to say it's not working at all is just plain stupid...
that Obamacare was sold on some big promises. You can keep your plan and your doctor - not true. You will save $2500 a year in premiums - laughably not true. So it was shoved through on Christmas Eve with every legislative trick in the book and many of the dem reps and Senators who voted for it lost their seats (good, IMO).
Meanwhile it has done nothing to rein in costs and they will keep going up. It's absurd to say this is working in any rational way.
Actually you could keep your plan and your doctor. The insurance companies lied to people and tricked them into giving up their grandfathered in plans which essentially covered nothing to begin with. Their is a class action lawsuit ongoing regarding this now. The truth shall set you free - ( New Window )
my costs were definitely increasing, but my coverage stayed the same for that cost every year.
post ACA being passed my costs have increased, my old plan/coverage is no longer available so for more money I get less or worse coverage, and I have a deductible now when I never did before.
I can't say whether this change would have happened anyway, simply based on the market, economy, and direction healthcare costs were going, but because the ACA passed and then this change occurred that's what I'm blaming.
Thank you for putting the Affordable Care Act into the proper perspective. We are one of the most affluent countries in the world yet we had an obscene number of our citizens without any health care.
The ACA is going a long way to reducing that number. It will benefit the whole country in the long run. Yes there are some problems with it but they will be ironed out.
Be thankful that we are actually practicing what we want our elected officials to do. We are taking care of all the people.
My premiums have actually gone up at a much lower percentage Â
after Obama Care was passed then prior to it. Still goes up a lot though. I did grandfather in my original plan which I'm glad I had the foresight to do.
no preapprovals for tests. Everyone takes it. I go for cosmetic surgery, they will probably pay for it. So you whiners keep on working to keep me covered
Do you have a Medicare supplemental policy? If so, any recommendations. I'll be on it next year, although still working. Looks like Humana got bought out; they were pretty much the leader in supplemental policies.
It's the same government solution to everything. Pass a huge bureaucratic law that costs a lot of money to say you fixed a problem, when you really didn't
Quote:
1 in 4 adults had insurance but still couldn’t afford medical care
But even with the gains under the health-care law, 25.2 percent of adults who bought insurance on their own last year said they went without medical tests or treatments, prescription drugs or doctor visits because of cost.
Had been leveling off to small increases over the 10 years directly before Obamacare was implemented. Plus, remember the 5 years of premiums versus 3 years of payments ruse. It will only get worse .
NY state cancer survivor here. We are going up 15 % 1-1. But, wait, Krugman, we are the classic heavily mandated, no-prior-history-exclusion,role-model of a state. The rest of the country was supposed to be catching up to us, premium-wise. PS not really .
1. If you like your plan you can keep your plan.
2. The average American family will save $3500 annually with Affordable Care Act.
that Obamacare was sold on some big promises. You can keep your plan and your doctor - not true. You will save $2500 a year in premiums - laughably not true. So it was shoved through on Christmas Eve with every legislative trick in the book and many of the dem reps and Senators who voted for it lost their seats (good, IMO).
Meanwhile it has done nothing to rein in costs and they will keep going up. It's absurd to say this is working in any rational way.
Actually you could keep your plan and your doctor. The insurance companies lied to people and tricked them into giving up their grandfathered in plans which essentially covered nothing to begin with. Their is a class action lawsuit ongoing regarding this now. The truth shall set you free - ( New Window )
I'm beginning to believe it's going to be necessary for most working people. Today's health care costs are crippling.
Let most of the funding come from taxes on the nation's wealthiest 2%. They have raped this country's working class for years and now it's time to try and set things a little more fair.
All expenses for health care need to be evaluated to see where issues of greed, private or corporate are. Then mandatory caps must be applied so that organizations/providers/labs involved in healthcare can make a profit but may not overcharge.
Finally, every member of congress, the President and SCOTUS, needs to have the same exact healthcare plan that they voted for the People.
I feel sorry for the poor working bastards who aren't covered by company insurance. 20% of their net salary goes to insurance.
Well the increase Horizon got in New Jersey was "only" 9%, but you'd be paying more for a family plan given that you're almost an old fart. Nationwide the increases are far more than promised when the ACA was being considered.
The good news for me is the premiums for the Pediatric Dental Care Plan I'm required to be enrolled in remains at zero. As long as I don't answer a knock at my door and face some teenager who exclaims "DADDY!!!" they'll stay that was. But as long Horizon still has to go through the paperwork to notify ne of this and supply an insurance card I can't say the ACA is doing much to reduce the paperwork and bureaucracy.
went up too. I have always had an awesome plan through work. Everything is covered so it was not one of those "shitty" plans that the left likes to talk about. Costs started going up a year ago and our company cited increases due to the ACA.
Now, some people are going to say that the insurance companies used this as an opportunity to raise rates or for companies to shift costs to the employees.
If that is true, then the architects of the program did NOT take all of these factors into consideration and make sure this could not happen. OR, they knew it would happen and just did not care.
Had been leveling off to small increases over the 10 years directly before Obamacare was implemented. Plus, remember the 5 years of premiums versus 3 years of payments ruse. It will only get worse .
NY state cancer survivor here. We are going up 15 % 1-1. But, wait, Krugman, we are the classic heavily mandated, no-prior-history-exclusion,role-model of a state. The rest of the country was supposed to be catching up to us, premium-wise. PS not really .
1. If you like your plan you can keep your plan.
2. The average American family will save $3500 annually with Affordable Care Act.
What is your source for costs leveling off? Because in the previous decade premiums were up well over 100%.
Not everybody benefits the same amount from the same health care. So people get to chose whats worth it and whats not. Selecting higher co-pays covers castastrophic stuff, is cheaper and allows you more choice over what you pay for.
Turns out smokers don't want to pay for lung screening. A smoker buys a plan that would cover screening 100% would be very expensive. Cover it 80% and the smoker skips the exam and saves money. It their choice to smoke and bear the responsibility. Is that bad?
Seems like the ACA gave some hope and change to the millions of uninsured Americans who would have died had they gotten a serious illness.
My Dad is a physician, and my families income is greatly impacted by Obamacare. It's always an internal battle between my desire to make sure my family can maintain the level of income they've had in the past, and the desire to make sure we don't have a high number of uninsured citizens for whom an illness would have disastrous consequences beyond their health.
it's just continuing in a manner that is unsustainable.
My share of my family's insurance premiums has increased by >10% of our gross monthly incomes since 2011. We just see every year that it goes up by another $150-$200. The thing that made this year special was they cut all our benefits to boot. We basically had our deductible and out of pockets doubled while we've had our coverage reduced.
Meanwhile, my doctor just moved into a brand-new, gorgeous new office. The center has the feel of a high-end hotel. I took my father-in-law to his new doctor two weeks ago to find them in a brand-new facility as well. Absolutely stunning.
Meanwhile, we just voted down a bond that would have replaced a leaky roof at one of our schools. The district doesn't have the funds to perform even basic maintenance anymore. One school has taken to doling out bottles of water and turning off the drinking fountain because they don't have enough money to repair the plumbing and make the drinking water safe.
And did I mention - the football team and cheerleaders all got new uniforms again - for the 5th year in a row? $1300 in uniform and camp expenses for each of my daughters to be cheerleaders again.
The ACA banned the exclusion of pre-existing conditions Â
It says that this problem where the insurance companies are making it too expensive for basic coverage pre-dated the Affordable Care Act.
Like Social Security and Medicare the Affordable Care Act will become a good example of how government is helpful to a large portion of the county.
But it's gotten worse, much worse under Obamacare. Before you could get a high deductible plan but the premiums were much lower. Ironically those were labeled as 'crappy' plans by Obamacare proponents. So now we have high deductible with high premiums. It's backwards.
BTW, Social Security, while a good idea, has been abused and is going bankrupt. I don't think that's a good example to bring up.
that Obamacare was sold on some big promises. You can keep your plan and your doctor - not true. You will save $2500 a year in premiums - laughably not true. So it was shoved through on Christmas Eve with every legislative trick in the book and many of the dem reps and Senators who voted for it lost their seats (good, IMO).
Meanwhile it has done nothing to rein in costs and they will keep going up. It's absurd to say this is working in any rational way.
Actually you could keep your plan and your doctor. The insurance companies lied to people and tricked them into giving up their grandfathered in plans which essentially covered nothing to begin with. Their is a class action lawsuit ongoing regarding this now. The truth shall set you free - ( New Window )
You are a lying sack of dog excrement. The insurance companies didn't lie, the WH lied. Yes you could keep your plan IF it covered 8 certain minimum items (as required by ACA) - including maternity coverage even for people past that point. If your plan didn't cover those minimum requirements you lost your plan and had to get a newer more expensive one.
that Obamacare was sold on some big promises. You can keep your plan and your doctor - not true. You will save $2500 a year in premiums - laughably not true. So it was shoved through on Christmas Eve with every legislative trick in the book and many of the dem reps and Senators who voted for it lost their seats (good, IMO).
Meanwhile it has done nothing to rein in costs and they will keep going up. It's absurd to say this is working in any rational way.
Actually you could keep your plan and your doctor. The insurance companies lied to people and tricked them into giving up their grandfathered in plans which essentially covered nothing to begin with. Their is a class action lawsuit ongoing regarding this now. The truth shall set you free - ( New Window )
You are a lying sack of dog excrement. The insurance companies didn't lie, the WH lied. Yes you could keep your plan IF it covered 8 certain minimum items (as required by ACA) - including maternity coverage even for people past that point. If your plan didn't cover those minimum requirements you lost your plan and had to get a newer more expensive one.
My insurance plan didn't change one iota with Obamacare. I suspect this was true for a lot of folks.
The average American family will save $3500 annually with Affordable Care Act.
No matter how you spin this, it's NOT true. No one is saving money. I work in health care field daily. I have yet to meet a single person who says their insurance cost went DOWN after ACA. I have, however, met people who had NO insurance, who is now getting a subsidized plan at little or no cost to them.
The government mixes these plans in with the ones that are going up and calls it a savings. It cannot be a savings because SOMEONE is paying for those people to have insurance. Those with us with higher premiums are paying more monthly, higher copay, etc. Then on top of that, we have to pay ever increasing taxes, which also goes to help pay off the free insurance for someone else.
I do not mind helping someone who needs a hand. I have been there, we all probably have.
Another issue with people having insurance, they don't know how to use it. So they are increasing cost for the ones who pay indirectly as well. They still use hospital ERs as their source of medical care. Why? Because they have no out of pocket expense. I see them on a daily basis call EMS to come pick them up, to take to ER because they want to bypass the waiting room lines. This is egregious management of their benefits, but they DON'T care because they don't have to pay for it to start with.
I think these things are what upsets people. There are fundamental problems driving healthcare cost up, and the ACA was a trillion dollar shovel of dirt to cover it up for a few years. I would say this has set healthcare back instead of carrying it forward.
Mean while...my ex in-laws claim much less income and have hardly any deductible with like a $5 copay. (Mine is $40 for standard visits) All Thanks to income based subsidies. Which I don't disagree with, but just doesn't seem right some how.
Luckily, my cola covers the increase easily.
I feel sorry for the poor working bastards who aren't covered by company insurance. 20% of their net salary goes to insurance.
Mine either (8-<
As Companys shift more of the health care burden on workers, private medical insurance gets more expensive and wages stagnate....something is going to give.
As beerfridge said, healthcare costs have been increasing looooong before ACA...
Elections have consequences.
Meanwhile it has done nothing to rein in costs and they will keep going up. It's absurd to say this is working in any rational way.
You really are a cunt
Can't hurt to check - ( New Window )
Meanwhile it has done nothing to rein in costs and they will keep going up. It's absurd to say this is working in any rational way.
Actually you could keep your plan and your doctor. The insurance companies lied to people and tricked them into giving up their grandfathered in plans which essentially covered nothing to begin with. Their is a class action lawsuit ongoing regarding this now.
The truth shall set you free - ( New Window )
Meanwhile it has done nothing to rein in costs and they will keep going up. It's absurd to say this is working in any rational way.
It most certainly is working - THOUSANDS of people who previously didn't have coverage now have it, which will be good for the state of healthcare costs in the long run.
Is it pefect? Of course not. Is it working for everyone? Nope. Were the American sold some "exaggerations" on some of the items? Yup, just like every bill every passed.
But to say it's not working at all is just plain stupid...
Quote:
that Obamacare was sold on some big promises. You can keep your plan and your doctor - not true. You will save $2500 a year in premiums - laughably not true. So it was shoved through on Christmas Eve with every legislative trick in the book and many of the dem reps and Senators who voted for it lost their seats (good, IMO).
Meanwhile it has done nothing to rein in costs and they will keep going up. It's absurd to say this is working in any rational way.
It most certainly is working - THOUSANDS of people who previously didn't have coverage now have it, which will be good for the state of healthcare costs in the long run.
Is it pefect? Of course not. Is it working for everyone? Nope. Were the American sold some "exaggerations" on some of the items? Yup, just like every bill every passed.
But to say it's not working at all is just plain stupid...
Quote:
that Obamacare was sold on some big promises. You can keep your plan and your doctor - not true. You will save $2500 a year in premiums - laughably not true. So it was shoved through on Christmas Eve with every legislative trick in the book and many of the dem reps and Senators who voted for it lost their seats (good, IMO).
Meanwhile it has done nothing to rein in costs and they will keep going up. It's absurd to say this is working in any rational way.
Actually you could keep your plan and your doctor. The insurance companies lied to people and tricked them into giving up their grandfathered in plans which essentially covered nothing to begin with. Their is a class action lawsuit ongoing regarding this now. The truth shall set you free - ( New Window )
post ACA being passed my costs have increased, my old plan/coverage is no longer available so for more money I get less or worse coverage, and I have a deductible now when I never did before.
I can't say whether this change would have happened anyway, simply based on the market, economy, and direction healthcare costs were going, but because the ACA passed and then this change occurred that's what I'm blaming.
The ACA is going a long way to reducing that number. It will benefit the whole country in the long run. Yes there are some problems with it but they will be ironed out.
Be thankful that we are actually practicing what we want our elected officials to do. We are taking care of all the people.
Do you have a Medicare supplemental policy? If so, any recommendations. I'll be on it next year, although still working. Looks like Humana got bought out; they were pretty much the leader in supplemental policies.
It's the same government solution to everything. Pass a huge bureaucratic law that costs a lot of money to say you fixed a problem, when you really didn't
But even with the gains under the health-care law, 25.2 percent of adults who bought insurance on their own last year said they went without medical tests or treatments, prescription drugs or doctor visits because of cost.
Link - ( New Window )
NY state cancer survivor here. We are going up 15 % 1-1. But, wait, Krugman, we are the classic heavily mandated, no-prior-history-exclusion,role-model of a state. The rest of the country was supposed to be catching up to us, premium-wise. PS not really .
1. If you like your plan you can keep your plan.
2. The average American family will save $3500 annually with Affordable Care Act.
Like Social Security and Medicare the Affordable Care Act will become a good example of how government is helpful to a large portion of the county.
Quote:
In comment 12453935 buford said:
Quote:
that Obamacare was sold on some big promises. You can keep your plan and your doctor - not true. You will save $2500 a year in premiums - laughably not true. So it was shoved through on Christmas Eve with every legislative trick in the book and many of the dem reps and Senators who voted for it lost their seats (good, IMO).
Meanwhile it has done nothing to rein in costs and they will keep going up. It's absurd to say this is working in any rational way.
Actually you could keep your plan and your doctor. The insurance companies lied to people and tricked them into giving up their grandfathered in plans which essentially covered nothing to begin with. Their is a class action lawsuit ongoing regarding this now. The truth shall set you free - ( New Window )
Mother Jones?
Here's another one for ya.
Lawsuits against insurance companies - ( New Window )
Let most of the funding come from taxes on the nation's wealthiest 2%. They have raped this country's working class for years and now it's time to try and set things a little more fair.
All expenses for health care need to be evaluated to see where issues of greed, private or corporate are. Then mandatory caps must be applied so that organizations/providers/labs involved in healthcare can make a profit but may not overcharge.
Finally, every member of congress, the President and SCOTUS, needs to have the same exact healthcare plan that they voted for the People.
Luckily, my cola covers the increase easily.
I feel sorry for the poor working bastards who aren't covered by company insurance. 20% of their net salary goes to insurance.
Well the increase Horizon got in New Jersey was "only" 9%, but you'd be paying more for a family plan given that you're almost an old fart. Nationwide the increases are far more than promised when the ACA was being considered.
The good news for me is the premiums for the Pediatric Dental Care Plan I'm required to be enrolled in remains at zero. As long as I don't answer a knock at my door and face some teenager who exclaims "DADDY!!!" they'll stay that was. But as long Horizon still has to go through the paperwork to notify ne of this and supply an insurance card I can't say the ACA is doing much to reduce the paperwork and bureaucracy.
Now, some people are going to say that the insurance companies used this as an opportunity to raise rates or for companies to shift costs to the employees.
If that is true, then the architects of the program did NOT take all of these factors into consideration and make sure this could not happen. OR, they knew it would happen and just did not care.
NY state cancer survivor here. We are going up 15 % 1-1. But, wait, Krugman, we are the classic heavily mandated, no-prior-history-exclusion,role-model of a state. The rest of the country was supposed to be catching up to us, premium-wise. PS not really .
1. If you like your plan you can keep your plan.
2. The average American family will save $3500 annually with Affordable Care Act.
What is your source for costs leveling off? Because in the previous decade premiums were up well over 100%.
Not everybody benefits the same amount from the same health care. So people get to chose whats worth it and whats not. Selecting higher co-pays covers castastrophic stuff, is cheaper and allows you more choice over what you pay for.
Turns out smokers don't want to pay for lung screening. A smoker buys a plan that would cover screening 100% would be very expensive. Cover it 80% and the smoker skips the exam and saves money. It their choice to smoke and bear the responsibility. Is that bad?
Seems like the ACA gave some hope and change to the millions of uninsured Americans who would have died had they gotten a serious illness.
My Dad is a physician, and my families income is greatly impacted by Obamacare. It's always an internal battle between my desire to make sure my family can maintain the level of income they've had in the past, and the desire to make sure we don't have a high number of uninsured citizens for whom an illness would have disastrous consequences beyond their health.
My share of my family's insurance premiums has increased by >10% of our gross monthly incomes since 2011. We just see every year that it goes up by another $150-$200. The thing that made this year special was they cut all our benefits to boot. We basically had our deductible and out of pockets doubled while we've had our coverage reduced.
Meanwhile, my doctor just moved into a brand-new, gorgeous new office. The center has the feel of a high-end hotel. I took my father-in-law to his new doctor two weeks ago to find them in a brand-new facility as well. Absolutely stunning.
Meanwhile, we just voted down a bond that would have replaced a leaky roof at one of our schools. The district doesn't have the funds to perform even basic maintenance anymore. One school has taken to doling out bottles of water and turning off the drinking fountain because they don't have enough money to repair the plumbing and make the drinking water safe.
And did I mention - the football team and cheerleaders all got new uniforms again - for the 5th year in a row? $1300 in uniform and camp expenses for each of my daughters to be cheerleaders again.
Like Social Security and Medicare the Affordable Care Act will become a good example of how government is helpful to a large portion of the county.
But it's gotten worse, much worse under Obamacare. Before you could get a high deductible plan but the premiums were much lower. Ironically those were labeled as 'crappy' plans by Obamacare proponents. So now we have high deductible with high premiums. It's backwards.
BTW, Social Security, while a good idea, has been abused and is going bankrupt. I don't think that's a good example to bring up.
Quote:
that Obamacare was sold on some big promises. You can keep your plan and your doctor - not true. You will save $2500 a year in premiums - laughably not true. So it was shoved through on Christmas Eve with every legislative trick in the book and many of the dem reps and Senators who voted for it lost their seats (good, IMO).
Meanwhile it has done nothing to rein in costs and they will keep going up. It's absurd to say this is working in any rational way.
Actually you could keep your plan and your doctor. The insurance companies lied to people and tricked them into giving up their grandfathered in plans which essentially covered nothing to begin with. Their is a class action lawsuit ongoing regarding this now. The truth shall set you free - ( New Window )
You are a lying sack of dog excrement. The insurance companies didn't lie, the WH lied. Yes you could keep your plan IF it covered 8 certain minimum items (as required by ACA) - including maternity coverage even for people past that point. If your plan didn't cover those minimum requirements you lost your plan and had to get a newer more expensive one.
Quote:
In comment 12453935 buford said:
Quote:
that Obamacare was sold on some big promises. You can keep your plan and your doctor - not true. You will save $2500 a year in premiums - laughably not true. So it was shoved through on Christmas Eve with every legislative trick in the book and many of the dem reps and Senators who voted for it lost their seats (good, IMO).
Meanwhile it has done nothing to rein in costs and they will keep going up. It's absurd to say this is working in any rational way.
Actually you could keep your plan and your doctor. The insurance companies lied to people and tricked them into giving up their grandfathered in plans which essentially covered nothing to begin with. Their is a class action lawsuit ongoing regarding this now. The truth shall set you free - ( New Window )
You are a lying sack of dog excrement. The insurance companies didn't lie, the WH lied. Yes you could keep your plan IF it covered 8 certain minimum items (as required by ACA) - including maternity coverage even for people past that point. If your plan didn't cover those minimum requirements you lost your plan and had to get a newer more expensive one.
My insurance plan didn't change one iota with Obamacare. I suspect this was true for a lot of folks.
No matter how you spin this, it's NOT true. No one is saving money. I work in health care field daily. I have yet to meet a single person who says their insurance cost went DOWN after ACA. I have, however, met people who had NO insurance, who is now getting a subsidized plan at little or no cost to them.
The government mixes these plans in with the ones that are going up and calls it a savings. It cannot be a savings because SOMEONE is paying for those people to have insurance. Those with us with higher premiums are paying more monthly, higher copay, etc. Then on top of that, we have to pay ever increasing taxes, which also goes to help pay off the free insurance for someone else.
I do not mind helping someone who needs a hand. I have been there, we all probably have.
Another issue with people having insurance, they don't know how to use it. So they are increasing cost for the ones who pay indirectly as well. They still use hospital ERs as their source of medical care. Why? Because they have no out of pocket expense. I see them on a daily basis call EMS to come pick them up, to take to ER because they want to bypass the waiting room lines. This is egregious management of their benefits, but they DON'T care because they don't have to pay for it to start with.
I think these things are what upsets people. There are fundamental problems driving healthcare cost up, and the ACA was a trillion dollar shovel of dirt to cover it up for a few years. I would say this has set healthcare back instead of carrying it forward.