In comment 13400837
Bleedin Blue said:
| Are for 24 mos. after that period the phone is mine to keep no need to give it back if I want to upgrade and keep it as a backup or give it to someone else to use.
Yes, and you can also pay off the balance anytime you want if you wanted to upgrade or if you wanted to leave Verizon altogether. Either way, once you pay it off its your phone to do with as you please.
Also, you don't have to buy from Verizon if you don't want to. If you have a existing compatible phone or want to buy one elsewhere you can do that too.