Details just starting to come out.
Equifax Inc., which supplies credit information and other information services, said Thursday that a cybersecurity incident could have potentially affected 143 million consumers in the U.S.
Equifax said it discovered the breach on July 29. Leaked data includes names, birth dates, social security numbers, addresses and potentially drivers licenses. 209,000 U.S. credit card numbers were also obtained, in addition to "certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers." |
Link to CNBC
The U.S. Census Bureau said the U.S. population was about 324 million people as of January 1, 2017, which means this affects a huge portion of the United States.
Equifax said it discovered the breach on July 29. "Criminals exploited a U.S. website application vulnerability to gain access to certain files," the company explained.
Leaked data includes names, birth dates, social security numbers, addresses and potentially drivers licenses. 209,000 U.S. credit card numbers were also obtained, in addition to "certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers."
Equifax CEO and chairman Richard Smith said he recognizes this breach "strikes at the heart of who we are and what we do" and apologized to consumers and customers.
Equifax said it is now alerting customers whose information was included in the breach via mail, and is working with state and federal authorities. Its private investigation into the breach is complete.
Customers affected by the breach can sign up for credit monitoring and identity theft protection by visiting www.equifaxsecurity2017.com.
Most of BBI will be fine then.
So if Equifax has its way you won't be able to do shit about this.
First step will be to delete your BBI account
So if Equifax has its way you won't be able to do shit about this.
Government working for the people! #citizensunited !!
So if Equifax has its way you won't be able to do shit about this.
Since this happened before the bill was passed and signed would it apply to this breech? Ex post facto limitation?
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The House of Reps had a hearing today on a bill that would drastically limit Equifax's liability when screwing over consumers. Bill sponsored by two house members from Georgia - where Equifax is based.
So if Equifax has its way you won't be able to do shit about this.
Since this happened before the bill was passed and signed would it apply to this breech? Ex post facto limitation?
You can't pass a law that makes someone liable for retroactive conduct which was not unlawful at the time it occurred - but Congress can always pass laws to limit the liability of corporations (or anyone) for prior wrongdoing. It's happened plenty of times in the past.
I don't want to mislead anyone, the bill being debated might not be applicable to the instant data breach, but for sure one of the reasons these breaches keep occurring is because corporations get nothing more than a slap on the wrist for even massive data breaches.
The real problem is that one of the parties in Congress is completely on the side of our corporate overlords and could honestly care less about ordinary consumers. Of course I'm not allowed to say which one....and will probably banned for even saying as much as I have but I've spent my career dealing with these issues and it's the fucking truth.
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The House of Reps had a hearing today on a bill that would drastically limit Equifax's liability when screwing over consumers. Bill sponsored by two house members from Georgia - where Equifax is based.
So if Equifax has its way you won't be able to do shit about this.
Since this happened before the bill was passed and signed would it apply to this breech? Ex post facto limitation?
Its a Republican bill. Which means no doubt, its to help the Bureaus and stick it to the consumer. Like everything they do.
https://www.equifaxsecurity2017.com/ - ( New Window )
And no these weren't planned sales as is common with execs.
None of the filings lists the transactions as being part of 10b5-1 pre-scheduled trading plans.
Link - ( New Window )
Same here, very weird
I'm not sold
So if Equifax has its way you won't be able to do shit about this.
they will do what the federal government does, give you free credit monitoring although they f'd up and put everyone at risk....seems like we need a new age of technology as this present round is becoming obsolete.
If you go to equifax.com, there is a warning banner that mentions the data breach with a link to the site that I linked.
I wondered about it too - but they didn't ask for your full SS# or name - just partial. I figured it was probably worth the risk - that kind of info is not hard to find anyway.
Consider either activating fraud alerting on your files or going all out with a security freeze, which would block people from pulling a credit report against you (you'd obviously have to lift the freeze before you planned on getting a new line of credit). It's not always free - can cost up to $60 - but it's worth it.
http://krebsonsecurity.com/2015/06/how-i-learned-to-stop-worrying-and-embrace-the-security-freeze/ - ( New Window )
A corporation fucked up and compromised MY personal and sensitive information...yet they only offer x years of monitoring?
So, is my SS number going to change after x years?
How about lifetime credit monitoring since my lifetime information was stolen!
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I wasn't effected. Strange, actually.
Same here, very weird
I'm not sold
Says I am eligible on 9-13
A corporation fucked up and compromised MY personal and sensitive information...yet they only offer x years of monitoring?
So, is my SS number going to change after x years?
How about lifetime credit monitoring since my lifetime information was stolen!
Thank your government for that and the extremely generous window for notifications (this breach occurred in late July, which makes it one of the better ones in terms of delay).
They needed time to get the bill written up.....it's all very interesting
So they offer Equifax Premier to monitor, and they say I have to check in on 9/11 to enroll. They said they will not send any reminders. So it seems that they are offering it, because it sounds good, but they really don't want to help....
So they offer Equifax Premier to monitor, and they say I have to check in on 9/11 to enroll. They said they will not send any reminders. So it seems that they are offering it, because it sounds good, but they really don't want to help....
I'm on the same boat.
So they offer Equifax Premier to monitor, and they say I have to check in on 9/11 to enroll. They said they will not send any reminders. So it seems that they are offering it, because it sounds good, but they really don't want to help....
Not because it sounds good, but because they're obligated by law to offer it to you after the breach.
So they offer Equifax Premier to monitor, and they say I have to check in on 9/11 to enroll. They said they will not send any reminders. So it seems that they are offering it, because it sounds good, but they really don't want to help....
For those that are eligible, the delay signup is to accommodate the millions of people that qualify. By staggering the process, it ensures the enrollment process doesn't become bogged down with an overwhelming applicants at one time.
Where did you read that?
Why do you get an enrollment date instead of :YES you have been hacked, or NO you are safe? What kind of monitoring are they giving? What happens if you get effected a year from now by this?
*I want to make clear that I've heard this second hand so not sure it's 100% true. So do your own homework but I thought worth mentioning in the event it is.
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From what I read, if you accept their free year of identity and credit protection you give up your right to sue them or take part in a class action.
Where did you read that?
I look forward to reading about all this in Michael Lewis' next book if my identity does not belong to a Ukranian gang member by then...
It is not complete horseshit. Law enforcement officials requested the delay to begin the investigation under the possibility the perps left bread crumbs or electronic fingerprints.
Should I do a credit freeze? Is getting out of a credit freeze difficult?
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Suspect trading in Equifax options before breach might have generated millions in profit
I look forward to reading about all this in Michael Lewis' next book if my identity does not belong to a Ukranian gang member by then...
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There is no definitive way to tell 100% if you've been hacked and this crap of waiting a couple of months to inform everyone is complete horseshit.
It is not complete horseshit. Law enforcement officials requested the delay to begin the investigation under the possibility the perps left bread crumbs or electronic fingerprints.
Not sure why they don't use this same approach with other victims, seems like it might help them track rapists, serial killers, etc.
The first responsibility of law enforcement is to protect potential victims. Let's not forget that.
Description4001 emails and passwords exposed in a Deep&Dark Web Forum.
Potential Typebreach
Potentially Impacted Websitecorner.bigblueinteractive.com
Where Foundweb
PasswordExposed Online
If you have not yet done so I suggest, as did Eric, change your BBI password!
For those that do not want to enroll in the Equifax credit monitoring offer for a year (and give up your right to arbitration), I would recommend the service offered through ID Experts.