Not asking for a crystal ball reading, but I'm a novice investor outside of my retirement accounts. I have a little money in some taxable investments but have been pretty timid about putting anything in the market because I felt like we were at a high point.
As I read all the doom and gloom about where the markets could be headed, I'm actually taking a look at some relatively uncomplicated investments should the price go down and would like to get some money in. Would an investment like SPY (sp500 etf) be a generally good place to maybe buy a few shares on a regular basis?
Thanks guys
QQQ if you prefer the Nasdaq 100 to the S&P 500.
Unless you know when we're going to announce new tariffs or subsequently announce a delay in them!
Broad exposure, plus a dividend you can reinvest
Broad exposure, plus a dividend you can reinvest
Yep, I saw a segment when Buffett said for most people the play is to simply put it in a low fee index fund pegged to the market and don't touch it. I use vanguard and would recommend.
...one approach may be ease your money into an investment over time, dollar averaging your cost.
Say you have $12,000 to invest... you could deploy $1,000 a month over 12 months. The easiest, most efficient way would be to have, say, a money market account at Vanguard and then set up the automatic investment plan. Just a thought.
That’s gambling, not investing.
I hear ya... "timid" is my middle name when it comes to investing.
Quote:
trade that.
That’s gambling, not investing.
DING DING DING
Yield curve inverted, Schiller PE still very high. Germany on brink of recession. Likelihood of hard Brexit. Unwise trade war with China. I mean, if we don't have a recession or correction in the next year, it'll be a stunner.
People have been saying this for years. If you had listened to this type of advice, you would've missed out on record growth.
If anyone was smart enough to know when contraction was coming, they'd likely be making money on short sales and other types of trades.
You can park your money in Vanguard or Fidelity's Money Market Fund, and get about 2% while you get a feel for this.
Political or not.....Trade Wars and Tariffs tend to disrupt the Market. Just look at the last 2 weeks action.
I think they agree that doing something to combat China's mercantilist policies is overdo. Not sure they agree on using tariff's to try and achieve the final goal.
Ok, fine. Let's take the politics and wisdom of the trade war out of it. Can we get bipartisan agreement that in the short term the market doesn't like it?
Quote:
That the China trade war is loooong overdue.
Ok, fine. Let's take the politics and wisdom of the trade war out of it. Can we get bipartisan agreement that in the short term the market doesn't like it?
Only if you're certain.
That's the great thing about it; you have to take some risk to get some benefit
Quote:
In comment 14530178 Bockman said:
Quote:
That the China trade war is loooong overdue.
Ok, fine. Let's take the politics and wisdom of the trade war out of it. Can we get bipartisan agreement that in the short term the market doesn't like it?
Only if you're certain.
Ok, I guess we can't.
Long overdue, perhaps... but how best to fight it is the real question.
Do a search on trying to time the market vs. regular investment. Reddit is a good resource for this kind of research.
Good luck, and have fun watching your money grow. Do not panic.
-Joe
I agree, except to say that investing a large chunk of money in smaller, regularly timed bites is still, in effect, an attempt to time the market.
I think if you're going to be a long-term investor, and are committed to riding out whatever market turbulence comes your way, you should just dump your money into your investments in one go.
But obviously, if all you have are small chunks to throw in at intervals, then invest-as-you-go is a fine strategy.
I would love to read up on what these economist have to say. I am sure they say that china is abusing the system but I doubt I have heard any economist say that trade war is needed. Please post some names or articles to backup your point.
It seems to be working in Hong Kong.
It seems to be working in Hong Kong.
May be we should forget about trade war and just nuke them.. That will sure stop them from cheating the system..
Trade war has far more consequences then you think. China's cheating could've been dealt with other means rather than trade war...
Quote:
That the China trade war is loooong overdue.
Ok, fine. Let's take the politics and wisdom of the trade war out of it. Can we get bipartisan agreement that in the short term the market doesn't like it?
China has been cheating and stealing for years. As far as I'm concerned, just cut them off completely. We do not need them. They absolutely need us.
Don't have any idea the correct way to bury them, but they need a bitch slap.
Quote:
In comment 14530178 Bockman said:
Quote:
That the China trade war is loooong overdue.
Ok, fine. Let's take the politics and wisdom of the trade war out of it. Can we get bipartisan agreement that in the short term the market doesn't like it?
China has been cheating and stealing for years. As far as I'm concerned, just cut them off completely. We do not need them. They absolutely need us.
Don't have any idea the correct way to bury them, but they need a bitch slap.
section125... "Just cut them off completely???" Perhaps on mature reflection, you may want to reconsider such a statement. Our two economies are so integrated there is no such thing as just cutting them off. That would be akin to cutting off one's nose to spite one's face. IMO, the best way to get China to behave better is to create economic alliances with our most reliable allies. And negotiate with China by strength in numbers!
if you're looking to supplement your retirement account,
buy an ETF/index
if you're looking to start a retirement account,
buy an etf/index
Quote:
In comment 14530204 Heisenberg said:
Quote:
In comment 14530178 Bockman said:
Quote:
That the China trade war is loooong overdue.
Ok, fine. Let's take the politics and wisdom of the trade war out of it. Can we get bipartisan agreement that in the short term the market doesn't like it?
China has been cheating and stealing for years. As far as I'm concerned, just cut them off completely. We do not need them. They absolutely need us.
Don't have any idea the correct way to bury them, but they need a bitch slap.
section125... "Just cut them off completely???" Perhaps on mature reflection, you may want to reconsider such a statement. Our two economies are so integrated there is no such thing as just cutting them off. That would be akin to cutting off one's nose to spite one's face. IMO, the best way to get China to behave better is to create economic alliances with our most reliable allies. And negotiate with China by strength in numbers!
Do not tell him that Trump's tariffs have actually widened the trade imbalance between China and USA.
"They need us so bad"
if you're looking to supplement your retirement account,
buy an ETF/index
if you're looking to start a retirement account,
buy an etf/index
Ideally something I can grow for a 5-10 year horizon to help buy a bigger house or take a vacation etc
Quote:
If you want to screw around, go pick stocks.
if you're looking to supplement your retirement account,
buy an ETF/index
if you're looking to start a retirement account,
buy an etf/index
Ideally something I can grow for a 5-10 year horizon to help buy a bigger house or take a vacation etc
Sounds like this is important money.
I'd go for the lower risk profile and simply buy ETFs. $spx $vti $vt $tlt $voo $qqq
some names you'll want to look at. You're least likely to fuck up bad by going this route.
ALso consider slowly cost averaging in. If your time horizon is 10 years you can take quite a few months to become fully invested in that account.
Ideally something I can grow for a 5-10 year horizon to help buy a bigger house or take a vacation etc
The answer is still the same: index funds or ETFs. Without some expert information about particular stocks or industries, anything else is just throwing darts.
Bear in mind that if there a major downturn it could take years just to return to break even. Only invest funds that you won’t need for some time.
you can just download Robin Hood App
and buy SPY
there would be no broker or fees involved
Broad exposure, plus a dividend you can reinvest
How boring! What does that old bat know .....? He should stick to singing "Marghoritaville" to his parrotheads.