I have a significant savings account at a national retail bank. The “high” interest I was getting last summer was 1.75% and now it’s down to 1%. I have equity and retirement accounts. This is something I want to keep fairly liquid and risk free at a bank. Mtg with their investment professional next week. What should I be looking at towards getting near 2-3%. CDs?
12 month CD 2.00. No penalty CD 1.85-1.95 depending on amount.
Worth checking out.
12 month CD 2.00. No penalty CD 1.85-1.95 depending on amount.
Worth checking out.
Quick question: When you move your money out of Ally, are there any service charges?
Bank of the west ( in Bay Area) just sent me a similar thing. 600 if I keep 25k in for 3 months
I would look for those type of deals if u don’t mind putting a little legwork in
Quote:
Presently 1.70 savings.
12 month CD 2.00. No penalty CD 1.85-1.95 depending on amount.
Worth checking out.
Quick question: When you move your money out of Ally, are there any service charges?
Maybe after the 6th but otherwise no
My local Credit Union (not as hard as you think to join) has competitive ST CD rates as well.
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Quick question: When you move your money out of Ally, are there any service charges?
6 transfers per statement cycle are free. $10 each after that
Quote:
Quick question: When you move your money out of Ally, are there any service charges?
6 transfers per statement cycle are free. $10 each after that
No limit on deposits. Sorry if that wasn't clear
Make sure the early withdrawal penalty is 180 days or less.
You will usually get an extra 1-1.5% interest per year on the 5 year or longer dated cd's.
As long as you have the money in the cd for at least a year you will come out ahead even if an emergency comes up and you get hit with the interest penalty.