NFT: Financial Advisors- Need some guidance

We are not a wirehouse or a bank and do not sell any products. And we are a fiduciary.

The first steps I take when speaking with a prospect is to build a cash flow analysis. This will tell me afew things. One, are you saving enough? Two, are you spending too much? And three, will your money outlive you or the other way around? An improtant exercise that helps me recommend an appropriate investment strategy for my clients.

I would be happy to spend a few minutes with you to provide some advice on hiring an advisor. My email is JJBJR922@AOL.COM.

for everyone. Each situation is unique and as johnny said, running a variety of analysis is necessary before any recommendation. Cash flow, retirement planning and a financial plan are all important for any advisor before making a recommendation.

Been in the business over 25 years. I am part of a team where we work together with each prospective client to meet each specific goal they have and to meet your goals within your risk tolerance. These are trying times and these too will pass. It is important to continue to keep investing in your future even during these times.

The questions become for each client, what are you time restraints and what are you saving for, college, retirement, rainy day fund for health reasons ( some clients have family members children especially that have health issues ) etc.

Every plan we establish is tailored to the specific needs of the client and the time frame they are looking to hit. If you are interested in speaking with our team here is the email louis.dangelis@lpl.com