My father in-law recently passed and my Mother in-law is now in the process of rewriting her will.
My wife is 1 of 4 kids; 2 are normal productive members of society and 2 are low life junkiess. My family and brother 1 are normal (by my definition). We each own homes and have careers.
Brother 2 is a junkie who terrorizes my mother in-law, lives at home, steals anything that isn't locked up, leaves needles lying around, and somehow has managed not to OD.
Brother 3 is a pill head living in FL, collecting NY State disability, terrorizes my mother in-law, and has nothing.
The proposed will will split assets (including house on LI) between the 4 kids. My wife's and my concern is that the 2 skells will move back in(brother 3) and never leave (brother 2). They won't pay any bills, insurance, taxes and we in turn will be liable. There is zero chance that either will turn their lives around.
We asked to be left off the will, but mother in-law, said it wouldn't be right.
Any advice on if we should be concerned or how we could avoid being on the hook? Hopefully this will not be an issue many years down the road. I wouldn't have thought that either of these drains on society would outlive my in-laws, but they likely drove my father in-law to an early grave and my mother in-law has given up.